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2023 Conventional Loan Limits

Houses of different size with different value on stacks of coins. Concept of  property, mortgage and real estate investment.

The Federal Housing Finance Agency (FHFA) has released the loan limits for 2023.  With this announcement, FHFA has effectively raised the limit on how many dollars can be borrowed using Fannie Mae & Freddie Mac Conventional loan products.  The loan limits increased across the nation, with variances in the increases for “high cost areas”, and…

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Renters to Owners Zoominar 12/16/2022 @ 7p

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Click picture to enlarge   Who should attend? Anyone who… is tired of RENTING… has thought of purchasing a home in Hawaii would like to learn homebuying preparations would like to learn about down payment assistance & our EXCLUSIVE buyer advantage programs Join me as I share information about the process and programs with First Time Homebuyers. I provide…

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First-time Homebuyers Zoominar 11/15/2022

FTHB Blog

 Click image to enlarge. Join me for my First-time homebuyer Zoominar Learn about: Down Payment Assistance programs No or low down payment options Buyers Advantage program Homebuying tips BONUS: closing cost e-coupon just for attending (some restrictions apply) When: November 15, 2022 Time: 7p Place: Zoom (registration required) REGISTER HERE ←  

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Veterans Zoominar

A special MAHALO to all who have served our Country!

 Click the image to enlarge   Mahalo to ALL who have served our armed forces!    What to expect from our VA Loan Zoominar? ⇒ No Down payment ⇒ No Mortgage Insurance ⇒ VA Renovation Loans ⇒ Competitive Rates I invite you to join us for our education zoominar on Tuesday, Nov 08, 2022 @…

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What is a 203K Loan?

203K

Is your home in need of renovations and repairs? A 203K loan could be your answer! A 203K loan is a home improvement loan that allows borrowers to finance the cost of repairs or improvements on their home. It’s typically used for projects that will increase the property’s value and/or improve its energy efficiency. It…

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Rehabilitation/Renovation Zoominar

Blog- REHABILITATION

 REHABILITATION / RENOVATION ZOOMINAR  (Click the image to enlarge) Attend my Zoominar to learn about programs and products we have to help with: renovating an existent home purchasing a home that needs Rehabilitation What the process entails Timelines Tips and what repairs are eligible. With more than 23+ years it the industry I have assisted…

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Sept 21, 2022 Fed Rate Hike

Interest Rates and The Federal Reserve - Sunset

The Fed has once again raised their Fed funds rate by an expected .75 percent.  As we explained in previous posts about Fed rate hikes, this is not a direct increase to mortgage rates, but the Fed’s move does have an impact on the mortgage marketplace and the broader economy. The most recent rate hike brings…

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Renters to Owners Zoominar- Sept

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Back by popular demand! Register Here – Registration will end on 9/23/2022 12 noon. Come and join me virtually, where you will learn how to from a renter to a owner. I will also be giving you an insight to exclusive programs to make your offer shine! Who should attend? Anyone who… is tired of RENTING… has thought…

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Land & Construction Zoominar

LC Zoominar 2022- blog

ALOHA!  Our last “Zoominar” was a SUCESS! Thank you so much to all who have registered and attended! Up Next: ? Featuring our Land & Construction Zoominar on Friday Sept 09, 2022 @ 7pm (registration required) Attending will give you the “What you need to know” about: Land Loans Construction Loans Timeline Preparation BONUS: Closing…

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What is a Mortgage Rate Lock?

Mortgage-Rate-Lock-150x150

What is a Mortgage Rate Lock? A mortgage rate lock allows customers in need of mortgage financing to “lock” in their interest rate.  This is an important feature of mortgages because the markets that influence mortgage rates (Mortgage backed securities, or MBS) trade each day and in certain markets can be very volatile.  Rates can…

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Christie Mitsumura NMLS #1396234

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1141
MasonMac Corporate

Christie Mitsumura - Mason McDuffie Mortgage Corp.

Cell: (808) 276-6855

Email: cmitsumura@masonmac.com

Satellite Office:
67-1185 Mamalahoa Highway
Unit 7F
Kamuela, HI 96743

Licensing:

Not a commitment to lend. Rates and terms subject to change without notice. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; AZ #1015403; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance;Licensed by the Minnesota DOC #MN-MO-1141; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759. NMLS #1141. www.nmlsconsumeraccess.org 

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