No W-2? No Problem! Who told you you need a W-2 to buy a home?

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No W-2? No Problem! Who told you you need a W-2 to buy a home?

Let’s get one thing straight: just because you don’t have a traditional 9-to-5 job with a W-2 doesn’t mean homeownership is out of reach. That outdated idea? Toss it out. In today’s world, the workforce is shifting. More people are building businesses, freelancing, creating content, driving rideshare, and working gigs on their own terms. You’re…

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How One Simple Question Can Save You Over $100,000 on Your First Home

  Buying a home is one of the biggest financial decisions you’ll ever make. But what if you could save over $100,000 just by asking one simple question when getting pre-approved for a mortgage? The Question That Can Save You Thousands Before you commit to a lender, ask: “Can you provide me with a closing…

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The New 2025 Homebuying Rule That Changes Everything

  If you’ve been holding off on buying a home because of high down payments and private mortgage insurance (PMI) costs, 2025 just delivered some game-changing news. A brand-new rule now allows homebuyers to qualify for a mortgage with no PMI, just 1% down, and a credit score of 620 or higher—making homeownership more accessible than…

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Buying a House Solo vs. Together: What You Need to Know

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Buying a House Solo vs. Together: What You Need to Know So, you’re ready to buy a home—exciting! But here’s the big question: should you go it alone or team up with someone? Your decision impacts everything from your borrowing power to your loan terms, and there are major differences in how lenders assess solo…

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If You’re Buying a Home in 2025, You NEED These 4 Accounts in Place!

If-Youre-Buying-a-Home-in-2025 Buying a home is one of the biggest financial moves you’ll ever make. And if you’re planning to buy in 2025, setting up the right financial accounts now can make all the difference between a smooth homebuying experience and unnecessary stress. As a mortgage broker, I’ve helped countless buyers navigate the process, and I…

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The Off-Season Homebuying Hack That Saved Me $15,000

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The real estate market can feel like a whirlwind, especially if you’re trying to time your home purchase just right. You’ve likely heard that spring is the best time to buy a home—right? While it’s true that many people list their homes during the warmer months, waiting for spring may actually cost you thousands more.…

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Home Buying Zoominar

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Owning a home is a powerful strategy for accumulating wealth over time and fostering improved financial behaviors. Join me on August 6th, 2024 to launch your path to financial prosperity. CLICK HERE to REGISTER

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Graduated Payment Mortgage Program

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Calling all Realtors, I am hosting a Zoominar for you! Are current interest rates keeping your clients from their real estate goals? Sign up for my upcoming Zoominar on 12/15/2023 or schedule a 121 call with me today! If you prefer coffee talks let’s do it (808)276-6855! Let me help you achieve your real estate…

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Homebuying Success Series

Homebuying Success Series-Blog

Joining this series will give you priceless information you need to reach your goal of homeownership. I will be sharing with you from start to finish of the homebuying process, to ensure you will know what to expect, and help you prepare to secure the best future for you and your family. There are 6…

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Christie Mitsumura - Blue Seas Team - Logo

Christie Mitsumura NMLS #1396234

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1141
MasonMac Corporate

Christie Mitsumura - Blue Seas Team

Cell: (808) 276-6855

Email: cmitsumura@masonmac.com

Satellite Office:
67-1185 Mamalahoa Highway
Unit 7F
Kamuela, HI 96743

Licensing:

Not a commitment to lend. Rates and terms subject to change without notice. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; AZ #1015403; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance;Licensed by the Minnesota DOC #MN-MO-1141; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759. NMLS #1141. www.nmlsconsumeraccess.org 

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